The latest Premium Bond results for December 2025 were revealed today, bringing joy to two individuals who are now £1 million richer.
Every month, two lucky individuals win £1 million each through the Premium Bonds scheme. In the December 2025 draw, the first winner, residing in Norwich, had £35,000 invested in Premium Bonds. Their winning bond number, 591RD417238, was purchased in August 2024. The second winner, from Cornwall, had £20,000 in Premium Bonds, with the winning bond number 615WP633178 bought in February 2025.
Premium Bonds, offered by National Savings & Investment (NS&I), differ from traditional savings accounts as they provide an opportunity to win prizes through a monthly draw rather than fixed interest rates. Prizes range from £25 to £1 million, with the majority of prizes being smaller amounts.
NS&I’s Retail Director, Andrew Westhead, congratulated the two winners, highlighting the appeal of Premium Bonds during the festive season. The odds of winning a prize with each bond are 22,000 to 1 per month, with a maximum savings limit of £50,000.
Winners are notified via email or text message by NS&I and can choose to have their prize deposited into their bank account or reinvested in more Premium Bonds. The NS&I online prize checker tool or the Premium Bonds prize checker app can be used to verify if a prize has been won. The current prize fund rate is 3.60%, with fluctuations in prize amounts due to changes in the prize fund rate.
Despite recent reductions in the prize fund rate, which impacted the distribution of larger prizes, two £1 million prizes are still awarded monthly. As of now, nearly 23 million individuals hold Premium Bonds, making it a popular savings option for many.
